NPA Full Form – What is the full form of NPA?

NPA Full Form: Non-performing Asset, We can also understand NPA in such a way when the bank gives a loan to a person. So sometimes it happens that the person taking a loan is not able to make regular payments to the bank due to some reason. After which the bank sends a notice to that person, and it is written in that notice.

Please make a regular payment, otherwise, legal action will be taken against you. If even after that the person who has taken the loan from the bank does not make the payment. Then the bank takes action against it, and the bank declares that loan as Non-Performing Asset (NPA) Bad Loan. When the loan account is NPA, then understand that there is no contribution of that money in the economy. For your information, let us tell you that when the common man is not able to return the interest up to 1 lakh or 5 lakh. So the bankers start adopting all kinds of tricks. NPA is one among them.

  • NPA Full Form in English: Non-performing Asset
  • Category: Business » Banking
  • NPA Full Form in Hindi: गैर-निष्पादित परिसंपत्ति
  • NPA Full Form in Marathi: नॉन-परफॉर्मिंग मालमत्ता

What is the full form of NPA?

The full form of NPA is “Non-performing Asset”, which in Hindi means non-performing asset. Friends, when a debtor i.e. the borrower if the bank fails to pay the EMI of his bank, then his loan account is called a non-performing asset ie NPA. That is, the loan of the bank that has been sunk, and whose hope of coming back again is negligible, it is called NPA in simple words. Now let’s get to other general information about it.

As we know, if the EMI of any bank loan does not go after 3 months, then that account is declared as NPA. Do you know why this is done, it is done so that there is no burden on the bank. When the bank stops getting returns from a loan. Due to which the NPA or bed load on the bank increases a lot. For your information, let us tell you that there are many types of classifications in loans, such as standard, sub-standard, down full and loss assets, etc.

All these loans do not have much impact on banks due to default so that RBI has made provision for it. Many rules have been made for this. Under these rules, the bank has to keep the provision amount completely separate from the business, its accounting remains completely different, according to the reports of the Reserve Bank of India, at present there is an NPA of 8.50 lakh crore in Indian banks. This amount is 10%, which is very high.

NPA meaning in Politics

NPA Meaning (Governmental)

The New Anticapitalist Party (French: Nouveau Parti Anticapitaliste, NPA) is a French political party in France.

NPA Full Form in Technological Organizations

NPA Meaning (Associations & Organizations)

The Network Professional Association (NPA) is a non-profit international organization for network computing professionals.

NPA Full Form in Security & Defense

NPA Meaning (Governmental)

The National Production Authority (NPA) was an agency of the United States government that developed and promoted the production and supply of materials and facilities needed for defense mobilization. It was part of the Department of Commerce.

NPA Full Form in Politics

NPA Meaning (Governmental)

The New People’s Army (NPA) is the armed wing of the Communist Party of the Philippines.

NPA Full Form in Politics

NPA Meaning (Governmental)

The Non-Partition Association (NPA) is a civic-level electoral organization in Vancouver, British Columbia, Canada.

NPA Meaning in various Indian Languages

NPA meaning in Arabicالأصول غير العاملة
NPA meaning in Bengaliঅ-সম্পাদনকারী সম্পদ
NPA meaning in EnglishNon-performing Asset
NPA meaning in Gujaratiબિન-પરફોર્મિંગ એસેટ
NPA meaning in Hindiगैर-निष्पादित परिसंपत्ति
NPA meaning in Kannadaಕಾರ್ಯನಿರ್ವಹಿಸದ ಆಸ್ತಿ
NPA meaning in Malayalamപ്രവർത്തനരഹിതമായ അസറ്റ്
NPA meaning in Marathiनॉन-परफॉर्मिंग मालमत्ता
NPA meaning in Nepaliगैर-प्रदर्शन सम्पत्ति
NPA meaning in Punjabiਗੈਰ-ਪ੍ਰਦਰਸ਼ਨ ਵਾਲੀ ਸੰਪਤੀ
NPA meaning in Sindhiغير ڪارڪردگي جو اثاثو
NPA meaning in Tamilசெயல்படாத சொத்து
NPA meaning in Teluguపనికిరాని ఆస్తి
NPA meaning in Urduغیر منقولہ اثاثہ

FAQ’S For NPA Full Form

Q. What is an NPA example?

Ans. A loan can be classified as a nonperforming asset at any point during the term of the loan or at its maturity. For example, assume a company with a $10 million loan with interest-only payments of $50,000 per month fails to make a payment for three consecutive months.

Q. How is NPA calculated?

Ans. By dividing nonperforming assets by total loans will give the NPA ratio in decimal form. Multiply by 100 to get the NPA percentage.

Q. What is NPA Act?

Ans. The NPA Act, 2002 is enacted to regulate securitization and reconstruction of financial assets and enforcement of security interest and for matters connected therewith.

Q. What is a good NPA?

Ans. In the latest Financial Stability Report, the Reserve Bank of India (RBI) has stated that the banking sector’s gross non-performing assets (NPAs) could rise from 8.5% at the end of March 2020 to as much as 14.7% by March 2021—a two-decade high.

List Of Full Form


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